Use the Credit Redemption Simulator

 

 

To purchase a loan for a public servant or employee or retiree, you will need to know the different possibilities of monthly payments, the maximum loan periods and the cash that you can add to your purchase. This is why a credit redemption simulator is useful for this research. Do not wait, a credit redemption or credit consolidation can allow you
to balance your budget again.

From credit simulation to credit redemption

From credit simulation to credit redemption

When you prepare your credit pool, once you have listed all your consumer loans, personal loans and online credits; With the Credit Redemption Simulator, you get the new monthly loan redemption payment and the APR of credit.
But now, the simulator does not ask you if you have had a withdrawal of the last 3 months of statements of your accounts, or with which credit institution you are late payment. The loan simulation gives you indications on the possible purchase of consumer credit but no real answer.

The interest of an online credit redemption simulation

The interest of an online credit redemption simulation

It is fast and gives fast indications of feasibility. By asking in addition, we ask you the right questions because we are familiar with the acceptance criteria of specialized banks. We will then validate your online credit redemption with the necessary documents to obtain the loan offer.

Indeed, simulators are only able to calculate a monthly payment in relation to borrowed capital, indexed to an interest rate over a specific depreciation period. But they do not take into account the many other decisive criteria for the credit consolidation operation. Only a simulation of loan repurchase by a professional confirmed provides a result representative of reality and objective as to the content of the new project.

The cost of the repurchase of credit

The cost of the repurchase of credit

In a simulated repurchase of consumer credit, it is rare that the costs inherent to the credit consolidation are detailed. Indeed, some talk about amount of funding and others of need amount, but where are the fees?
There are bank fees (non-negotiable) and brokerage fees of the intermediary in bank transactions that we are both add to your credit redemption. You therefore borrow the amount necessary to clear all outstanding consumer loans and the fees and brokerage fees are added to this amount.  You will not have to pay anything other than these fees already included in the financing.